Quality Homes
Invest in quality properties that, in many cases, are still owner-occupied and in livable condition. Gain interior access to view the entire property before you bid.
Efficient Closing
Enjoy faster returns on your investments. Pre-approved sale pricing reduces time spent negotiating as Short Sale auctions tend to be faster and more efficient than traditional retail Short Sales.
Financing Available
Financing is available on most homes in our Short Sale auctions making this a unique investment opportunity for all investors and homebuyers alike.
learn more about Short Sales
Whether you are a buyer or a buyer’s agent, there’s plenty to love about our Short Sale auction opportunities. Read on to learn more about the differences among traditional Short Sales, auction Short Sales, and distressed property sales.
FAQs – buyers
A lender-assisted sale when a borrower may be behind on their mortgage payments or owe more than the property is worth. A Short Sale gives the owners a chance to sell the home and avoid foreclosure. Lender approval may be required.
Auction.com has improved how Short Sales are sold. Typically, “short” refers to the “short” amount of money the lender will receive, not how quickly it can be sold. The Traditional Short Sale process can take many months and sometimes years, frustrating home buyers. Auction.com works directly with the nation’s largest financial institutions, the homeowner and their agent to ensure that Short Sale homes in our auctions get sold quickly and efficiently without excessive negotiations or lengthy approval delays.
Auction.com offers two types: Auction Short Sales where the borrower may be behind on their mortgage payments or owe more than the property is worth, and Shorts Sales in Bankruptcy which may have a longer approval process.
Unlike Foreclosure and Bank-Owned properties that typically require private lending or a full cash payment, many Short Sale properties offer traditional financing. Short Sale auctions may also provide interior access so buyers are able to assess the actual condition of the property before they place a bid. The process of purchasing Short Sale properties on Auction.com is similar to the process of purchasing Bank-Owned properties through our online auctions.
Homeowners and lenders are able to leverage the power of Auction.com’s state-of-the-art, industry-leading auction platform to eliminate the lengthy negotiation process typical of traditional Short Sales. We bring together home buyers and motivated sellers for a more efficient online buying process.
There are many advantages to buying Foreclosures, Bank-Owned, and Short Sale properties. One of the benefits of a buying a Short Sale property is having the option to obtain traditional financing. Foreclosure sales and most Bank-Owned properties are sold as investments that require private lending or a full cash payment. Buyers have interior access to Short Sale properties to assess the actual condition of the property before they place a bid. Short Sales may also be less costly for lenders as these sales prevent empty and abandoned homes in communities and provide an appealing commission structure for real estate agents.
For most Short Sales, there is an attractive broker commission for the agent representing the buyer. The percentage may vary and is clearly stated on each property details page.
Simply click on the “Buy” button in the navigation tab at the top right of the page and select “Short Sale.” This will exclude Foreclosure and Bank-Owned properties from your search, and will only display Short Sale properties that meet your search criteria. We recommend creating a free account before you start browsing so you can take advantage of our many offerings. For example, when you find a property that you like, you can save it to your dashboard in order to return to it later. Also, you can receive property status update alert emails when a property is cleared for auction, postponed or cancelled. Finally, if you want to purchase a Short Sale property, you will need to register for the auction, and this requires having an account.
Our goal is to make the closing process as fast and efficient as possible. Typically, this is what happens when a buyer wins an auction:
- You will receive two emails. One will be a winning bid confirmation email and the second will be a form to verify your information for the purchase agreement.
- Once the purchase agreement is generated, you will need to sign it before the sale can move forward with the formal approval process.
- After the sale is pre-approved, you’ll be assigned a contract specialist to help you through the contracting process.
- You will be asked for your receipt of the sent Earnest Money Deposit, as well as your Proof of Funds, which you will need to email back to your contract specialist.
- You will then move into the escrow/closing process and be assigned a closing specialist. Your closing specialist helps ensure a smooth closing process.
FAQs – buying agents
Typically, “short” refers to the “short” amount of money the lender will receive, not how quickly it can be sold. The traditional Short Sale process can take many months and sometimes years, frustrating you and your buyers. Auction.com works directly with the nation’s largest financial institutions to ensure successful auctions and fast, efficient closing processes without excessive negotiations or lengthy approval delays.
For most Short Sales, there is an attractive broker commission for the agent representing the buyer. The percentage may vary and is clearly stated on each property’s detail page.
Our goal is to make the closing process as fast and efficient as possible. Typically, this is what happens when your buyer wins an auction:
- They will receive two emails. One will be a winning bid confirmation email and the second will be a form to verify their information for the purchase agreement.
- Once the purchase agreement is generated, they will need to sign it before the sale can be pre-approved.
- After the sale is pre-approved, they’ll be assigned a contract specialist to help them through the contracting process.
- They will be asked for their receipt of the sent Earnest Money Deposit, as well as their Proof of Funds, which they will need to email back to their contract specialist.
- They will then move into the escrow/closing process and be assigned a closing specialist. Their closing specialist helps ensure a smooth closing process.
One of the advantages of buying a Short Sale home is the ability to use traditional financing. Financing is available for qualified buyers on many of the Short Sale auctions at Auction.com, making it easier for your client to purchase Short Sale properties. Buyers who use financing must provide their loan pre-approval letter.
Find Your Next Short Sale Property
Don’t miss this unique opportunity to grow your real estate portfolio
search Short Sales